Safe. Fast. Affordable.

Cash troubles haunting you? Need a little break?
A little loan from My Nebraska Payday might be what you need.

Apply now
Choose Us
Bad Credit is OK
Everyone has missed a payment at some time in their life, but that's no reason that they should never be able to borrow money. We base our decisions on things beyond your credit report, letting us lend to many people who wouldn't otherwise qualify for a loan.

Trustworthy
Having been in business since 2008, you know you can trust us with your information. We aren't going anywhere. Contrast that with the many fly by night lenders that you can find elsewhere on the internet.

Fast Cash
You need the money right now, not next week. We understand that so we give you the funds via ACH which puts the money directly into your account. No waiting periods, no cashing cheques, and no expensive debit cards.
So Simple
Got Five Minutes?
That's all you'll need. Just be sure to have your driver's license, SSN, and your online banking password. Our application software works on most operating systems and devices. If you are using a device that the application doesn't work on, please let us know and we will see if we can rush a fix just for you.

Qualifications
Banks can ask for so much information and they want to get in depth with so many parts of your life. That's not how we do things. What we really care about is this:
  • You're 19 or older, so your contract stands up.
  • You have a job, so you can pay back the loan.
  • You live in Nebraska, so we can get ahold of you.
  • You have online banking, so we can verify your income.
The Rules
Fees
In Nebraska the maximum amount charged is 15$ per $100 or pro rata, in other words 15% of the principal, up to a maximum of $500 in principal. Due to the expensive nature of issuing small loans like this, we are required by the realities of the business to charge the maximum, being 15%.

Appropriate Use

Payday loans can and are used for many things, some of them appropriate and some of them not. This simple checklist can help you distinguish:


Use a payday loan when:


  • It isn't a regular problem that you face
  • You have enough income to pay it off on time

Find an alternative if:


  • You're already planning on reloaning when it comes due
  • You already have a payday loan elsewhere
  • The debt you are paying is another loan
We Lend Across Nebraska
Major Cities
Hastings Kearney South Sioux City Fremont Omaha Beatrice Grand Island Lincoln North Platte Norfolk Columbus Bellevue La Vista Papillion Scottsbluff