Frequently Asked Questions



General Questions:

Q: Can I reborrow before I have repaid my current loan?

A: No, you'll need to repay any outstanding loans before we can issue a new one.

Q: I tried to get a loan but I was rejected. Can I apply again?

A: You can apply as often as you like, however we won't even look at an application that comes within 30 days of a previous rejection.

Q: Do you need my credit report, and is there a way to avoid having it pulled?

A: No, we absolutely require a credit check. No exceptions.

Q: Can you tell me why you didn't give me a loan?

A: Certainly, if you call us and ask.

Q: Do I write you a check? How do you cash it?

A: We actually do all payments via ACH which is online. You'll never have to write a check.

Q: How much am I going to borrow?

A: After we get to know you you can borrow $500. Before that, it'll be less, and probably in the range of $200 to $400.